credit risk
noun uk/ˈkred.ɪt ˌrɪsk/ us/ˈkred.ɪt ˌrɪsk/
[ C or U ]信贷风险（个人或公司不能向银行或其他机构还贷的风险）
a calculation of how likely it is that a person or company will not be able to pay back money they have borrowed from a bank or other organization
The system assesses the credit risk of new borrowers. 系统对新借款者的信贷风险进行评估。
corporate bonds with little credit risk/efforts to reduce credit risk 无法还贷风险低的公司债券/致力降低无法还贷风险的公司债券
[ C ]有无法还贷风险（的个人或机构）
If a person or an organization is a credit risk, it is likely that they may not be able to pay back money that they have borrowed from a bank or other organization.
Even if you are considered a bad credit risk, there are still a few options available to you for borrowing money. 即便你被认定无法还贷的风险较高，还是有几种借钱的方式可供你选择。