subrogation
noun [ U ] finance & economics specialized uk/ˌsʌb.rəˈɡeɪ.ʃən/ us/ˌsʌb.rəˈɡeɪ.ʃən/
（保险公司）代位求偿权
the ability that an insurance company has to get the money it has paid to a customer back from the person who caused the accident, damage, etc.